Terms and Conditions

Effective Date: August 4, 2026

1. Acceptance of Terms

By accessing or using the website operated by Summit Ridge Mortgage LLC ("Summit Ridge," "we," "us," or "our"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our website. Your continued use of the site after any changes to these Terms constitutes acceptance of those changes.

2. About This Website

This website is provided for general informational purposes: to describe our loan programs, share educational content, and let you contact us or request a pre-approval. Nothing on this website is an offer or commitment to lend, to extend credit, or to lock any interest rate. It is also not financial, legal, or tax advice.

3. No Guarantee of Approval

All loan applications are subject to credit review, income and asset verification, property appraisal, underwriting, and program guidelines. Submitting information through this site does not guarantee that you will qualify for any loan, rate, or program. A loan is only offered through a written commitment issued after a complete application and underwriting decision.

4. Rates and Program Information

Any rates, payments, or program details shown on this website are illustrative examples only. Actual pricing changes frequently and depends on your credit, loan amount, property, occupancy, and program. The only pricing you may rely on is a personalized quote or written lock confirmation we provide to you directly.

5. Information You Provide

You agree that any information you submit through our forms is accurate and complete to the best of your knowledge, and that you are authorized to share it. Providing false or misleading information may result in denial of your request.

6. Intellectual Property

The content, design, and materials on this website are the property of Summit Ridge Mortgage LLC or its licensors and are protected by applicable law. You may not copy, reproduce, distribute, or create derivative works from them without our prior written permission.

7. Third-Party Links

Our website may link to third-party sites, including lender portals and educational resources. We are not responsible for the content, accuracy, or privacy practices of those sites, and a link does not imply our endorsement.

8. Limitation of Liability

To the fullest extent permitted by law, Summit Ridge Mortgage LLC and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of, or inability to use, this website. The site is provided on an "as is" and "as available" basis without warranties of any kind.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Colorado, without regard to its conflict-of-law provisions. Any dispute arising out of or relating to these Terms shall be brought exclusively in the state or federal courts located in Colorado.

10. Changes to These Terms

We may update or modify these Terms at any time. We will post the revised Terms on this page with an updated effective date, and your continued use of the site after that constitutes acceptance of the changes.

11. Contact Us

If you have questions about these Terms, please contact us:

Summit Ridge Mortgage LLC
Denver, Colorado
Email: hello@summitridgemortgage.com