Meet the people behind your loan.

You will work with one licensed loan officer from your first question to your closing day, backed by a team that shops the whole market on your behalf. Real names, real phone numbers, real relationships.

Two people shaking hands in an office
Rachel Nguyen, senior loan officer

Rachel Nguyen — Senior Loan Officer

Rachel guides first-time buyers through every step, from down-payment assistance to a winning offer. With twelve years in Denver lending, she has a gift for making a stressful process feel calm and clear. She specializes in FHA and conventional loans and the local grant programs that help new buyers compete in a fast market.

Marcus Bell, principal broker

Marcus Bell — Principal Broker

Marcus founded Summit Ridge after a decade at national banks, frustrated that a single institution could only serve a fraction of its clients well. He specializes in jumbo financing and complex self-employed files that other lenders decline, and he personally reviews every tricky scenario that comes through the door.

Daniel Cho, loan officer

Daniel Cho — Loan Officer

Daniel focuses on VA loans and refinances, helping veterans and existing homeowners lower their payments. Fast, patient, and fluent in the fine print, he keeps clients informed at every milestone and never lets a rate lock or deadline slip. Ask him anything; he would rather over-explain than leave you guessing.

12+
Years
Avg. experience
50+
Lenders
Shopped per file
4.9/5
Client Rating
1
Point of Contact
Start to close

Reviews

Why clients recommend us.

Rachel treated my freelance income like the real income it is, found a bank-statement program, and had me clear to close in under three weeks.
Sarah Jenkins
They showed me rate sheets from three different lenders and explained exactly how they get paid. Total transparency.
Marcus Thorne
Our $2M jumbo loan was handled flawlessly, with a heads-up at every step. Completely frictionless.
Elena and David R.

One officer, from hello to keys

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