Start your pre-approval.
Tell us a little about what you are looking for and a licensed loan officer will reach out to shop your file across 50+ lenders. No pressure, and no hard credit pull to get started.
What happens after you hit send.
A real loan officer, not a call center, reviews your details and reaches out, usually the same business day. We start with a soft credit review so there is no hit to your score, then compare programs and wholesale pricing across our full lender network. Within a short call you will have a clear picture of your options, an honest sense of your budget, and, when you are ready, a pre-approval letter you can shop with. Whether you are a first-time buyer, self-employed, or refinancing, the first step is the same: tell us where you are and where you want to go.
Before you apply.
How long does pre-approval take?
Most clients have a pre-approval letter within one business day of sending their details, sometimes the same day.Is there any cost or obligation?
None. Starting a pre-approval is free, and there is no obligation to move forward until you decide the numbers work for you.What will I need to provide?
To start, just basic details about your goals and income type. Your loan officer will let you know if anything else is needed for a full pre-approval.
Prefer to talk first?
Just have a question?
Not ready for a full pre-approval yet? Send us a note and a Summit Ridge loan officer will get back to you with straight answers, no strings attached.