Effective Date: August 4, 2026
1. Information We Collect
Summit Ridge Mortgage LLC ("Summit Ridge," "we," "us," or "our") collects information you provide directly when you fill out a contact or pre-approval form, request a quote, or otherwise communicate with us. This may include your name, email address, phone number, and details about your homebuying or financing goals. We also collect certain information automatically through your use of our website, such as IP address, browser and device type, and pages visited, primarily via standard web analytics.
2. How We Use Your Information
We use the information we collect to respond to your inquiries, prepare pre-approvals and quotes, match you to loan programs and lenders, send service-related communications, improve our website, and comply with legal and regulatory obligations. We do not sell your personal information.
3. Sensitive Financial Information
Because we help arrange mortgage financing, you may choose to share sensitive financial details with us as part of an application. We handle that information in accordance with applicable financial-privacy laws and share it only as needed to obtain and process your loan.
4. Cookies and Analytics
Our website uses cookies and similar technologies to remember preferences and understand how visitors use the site. You can control cookies through your browser settings, though disabling them may affect some features.
5. Sharing With Lenders and Service Providers
To do our job as a broker, we share relevant information with wholesale lenders and service providers (such as credit, verification, and processing partners) who assist in evaluating and closing your loan. These parties are bound by confidentiality and privacy obligations and may use your information only to provide their services.
6. Data Retention
We retain personal information for as long as needed to provide our services and for a reasonable period thereafter as required for legal, regulatory, accounting, or legitimate business purposes.
7. Your Rights
Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, or to request a copy of it. To exercise any of these rights, contact us at hello@summitridgemortgage.com and we will respond as required by applicable law.
8. Security
We use reasonable administrative, technical, and physical safeguards designed to protect your information. No method of transmission or storage is completely secure, however, and we cannot guarantee absolute security.
9. Childrens Privacy
Our website is not directed to individuals under 13, and we do not knowingly collect personal information from children. If you believe we have inadvertently done so, please contact us and we will promptly delete it.
10. Changes to This Policy
We may update this Privacy Policy from time to time. We will post the revised policy on this page with an updated effective date.
11. Contact Us
If you have questions about this Privacy Policy, please contact us:
Summit Ridge Mortgage LLC
Denver, Colorado
Email: hello@summitridgemortgage.com